mortgages - The Howell Group

October 30, 2024

7 Essential Questions To Determine: Am I Ready To Purchase A Home?

Am I ready to purchase a home? This guide will help you assess your financial readiness, credit score, and preparedness for homeownership costs. Discover the key factors to consider before making this major decision. Key...

February 3, 2023

Pre-Approval In 2023: What You Need To Know

ne of the first steps in your homebuying journey is getting pre-approved. To understand why it’s such an important step, you need to understand what pre-approval is and what it does for you. Business Insider explains: “In a preapproval, the lender...

January 19, 2016

How Much Home Can I Afford?

Knowing how much home you can afford can help you narrow your search and find the right home, but there are a lot of different factors to consider. You’ll need to look at the price...

December 22, 2015

Loan Underwriting Doesn’t Need To Be A Complete Mystery

If you’ve ever bought a house, you’re probably familiar with hearing “your loan is in underwriting” and then playing the waiting game until it “comes out of underwriting.” It’s one of the steps in the...

July 24, 2014

Non-Realty Items Addendum: Friend Or Foe?

The Non-Realty Items Addendum Can Mess With Your Home Loan [Editor’s note: Today, we’ve brought on Jennifer Guidry, a local lender, to talk about the Non-Realty Items Addendum, which we’ve discussed before in “Does that...

April 28, 2014

Third Party Financing Addendum For Credit Approval – Real Estate Contracts

The Third Party Financing Addendum For Credit Approval The Third Party Financing Addendum has been updated since this post was written, see the current version of the form in our post about the Third Party Financing...

October 13, 2013

Tapioca Pudding Or A 15 Year Mortgage? Which Is Better For You?

Is A 15 Year Mortgage The Right Choice? So, right off the bat you must be thinking – what on earth can 15 year mortgages and tapioca pudding possibly have in common? And you’re right...

September 9, 2013

Financial Preparation And Understanding The Real Estate Process

Finances And The Real Estate Process Have you ever felt overwhelmed about making a home purchase? Understanding the financial preparation and associated real estate process may help manage expectations and ease your angst as you...

September 6, 2013

Mortgages: Lessons Learned

Lessons I Learns About Mortgages That Help My Clients The importance of utilizing efficient and professional lenders is critical to facilitate a less stressful real estate transaction. Many banking experts have written various articles on the...

January 16, 2013

Home Loan Dos And Don’ts

While writing yesterday’s article, “Your Credit and Buying a Home,” we were speaking with Michael Kingsbury of Academy Mortgage about some of the ins and outs of credit during the home loan process. Michael provided us with...

January 14, 2013

Loan Pre-Approval

What Good Is A Pre-Approval…And Why Are Agents Always Trying To Make Me Get One? If you’ve been in contact with a real estate agent lately (or even spent some time on a real estate...

August 30, 2012

Know Your Lender And Have Less Headaches

There is no shortage of places to get a home loan from and there are plenty of quality professionals who work hard in the lending world. Picking a lender is an important piece to the...